External Transfers

Moving money made easy.

Angled laptop on top of desk sun shining through window

The perfect tool for easy transfers.

For those who support their kids in college or if you’re constantly writing checks between your Sun Central Credit Union account and one at another bank, Sun Central Credit Union’s External Transfer option makes it quick and easy to securely transfer funds.

The Details

There’s no fee for transfers of funds to or from your Sun Central Credit Union account
Transfer up to $15,000 per transaction, and up to $40,000 per rolling 30 days

Reminder: You must be an owner of both the sending and receiving accounts. This service is for deposit accounts only – transfers to loan payments or pre-paid cards are not available. New online enrollments may have restricted or limited access for an initial period.

How to get started:

To establish a secure connection with the outside account, all it takes is a few clicks. Then you’ll verify micro‑deposits (small amounts of money) that will be temporarily placed in that other account. Once verified, you can use the External Transfer feature as needed.

Log in to online banking
Click Payments and Transfers from the menu, then click Add External Account
Follow the on-screen prompts, then click Continue
External Account Authorization page explains how to verify the external account using micro-deposits
Monitor the external account for two small dollar deposits. These can take up to three days to appear in the external account.
Once those deposits are there, log in to Sun Central Credit Union online banking
Click Payments and Transfers from the menu, then click Verify External Account
Enter the dollar amounts of the deposits and click Continue (confirmation page will be presented)
The external account is now visible in the drop down menu on the Funds Transfer page

Note: Transfers to or from the external account are not available until the micro deposits have been verified.