Jumbo Loans
Get a loan that goes the extra mile.
If your property is worth more than most, consider a jumbo, or non-conforming, loan. A jumbo loan is for loan amounts higher than Fannie Mae and Freddie Mac’s maximum conforming limits. It’s designed with people who can handle higher monthly mortgage payments in mind.
- You’re looking for flexible loan options for high-value properties.
- You can afford higher interest rates in exchange for unique terms.
Loan Features
- A non-conforming loan with mortgage amounts above the maximum conforming loan limits, up to $1.5 million.
- Availability in a variety of fixed-rate and adjustable-rate loan options.
Loan Benefits
- Provides the convenience of one loan for the entire loan amount and the choice of a variety of loan options.
- For those looking for loan amounts up to $2.5 million, we also offer a private banking option, which can offer greater flexibility than our traditional jumbo loan when needed.
Terms
Offering a choice between fixed or adjustable-rates, our jumbo loans offer maximum flexibility for home financing on larger loans.
Applying for a Sun Central Credit Union mortgage is fast, easy and secure. Before you begin, have the following information on hand.
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Income
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Your total assets
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Monthly expenses
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Estimated purchase price and down payment amount (if buying)
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Estimated property value and loan amount (if refinancing)
Ready to get started?
Loans are subject to credit approval.