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Compare Savings Accounts

Which savings account is right for you?
Compare features of all our savings accounts to find the right fit. Whether you want simple features or a high yield on your investment, you’ll find an account that works.
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WAYS TO KEEP IT FEE FREE ™
Savings Account Everywhere Savings MyFirst Savings Money Market CDs IRAs
Minimum Daily Balance Required $300 n/a $2,500 $1,000 $100
Average Balance Required n/a n/a $5,000 n/a n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria) 		$4 Free $15 n/a n/a
Minimum Amount to Open $50 $10 $1,000 $1,000 $100
Minimum number of free withdrawls per month 2 2 2 2 unlimited n/a n/a
Minimum balance tier(s) to earn interest >$0 >$0 >$0 $1,000 $100
Additional Benefits 24-hour telephone banking

Free digital banking

Free mobile banking3

 For customers under 18

Converts to Everywhere Savings at age 18

Free coloring book to get your new savers off on the right foot

24-hour telephone banking

Free digital banking

Free mobile banking3

 24-hour telephone banking

Free digital banking

Free mobile banking3

 Fixed, guaranteed interest rates

Low-risk savings

Excellent returns over the long term4 		Variety of options including Traditional, Roth and SEP IRAs5

Explore the digital tools included with every account

Woman holding phone with mobile wallet screen in use Mobile Wallet Take your bank with you. Tap And Pay Sun Central Credit Union mobile app running on a smart phone. Mobile App Access your accounts, pay bills and more – all from your phone. Get The Details Woman checks smart phone by wall. Zelle® Send money to friends, family and others you trust. Get Started Laptop with graph MyMoney Your personal financial tool for budgeting, saving and more. How It Works Woman taking picture of check with phone Mobile Check Deposit Snap a picture, deposit a check. Here’s How Male texting on an iPhone Text Banking Check balances, transfer money and get transaction histories via text. See Every Feature three iphones with firstbank on the screen External Transfers Move money without your checkbook. Start Now laptop sitting on a desk eStatements Go green and skip the printed statement. See Yours Smartphone with account alerts screen showing. Account Alerts Get customizable alerts via text, email or both. Get Started
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Text Banking Send text, get balance, repeat
Checking Accounts Make banking simple
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.
  2. Savings Account customer can make two free withdrawals per month. There is a $2 fee for each additional withdrawal.
  3. While Sun Central Credit Union does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. CDs are subject to penalty for early withdrawals prior to maturity date. Penalty will reduce earnings.
  5. Distributions from IRAs before age 59 1/2 may be subject to an IRS early withdrawal penalty. Please consult your tax advisor or accountant with any tax‑related decisions.